Financial Aid

Calvary University Financial Aid

The Student Finance Office is comprised of two major components – the campus Cashier’s Office and Financial Aid Office

Calvary is dedicated to helping you understand your college financial needs and helping you obtain the financial assistance you need to achieve your educational goals. If you have any questions, contact us.

The primary function of the Financial Aid Office is to provide education in financial literacy and responsibility, information, and support for students to adequately prepare a means to pay for their schooling. During the 2014-2015 academic year Calvary undergraduate students received $797,948 in Federal and/or Institutional grant and scholarship aid. 75% of Full Time First Time Freshman received financial aid. To aid students financially, the Financial Aid office utilizes many sources including, but not limited to:

  • Institutional aid (scholarships, tuition reduction opportunities, etc.)
  • Study and Work Program (Making College Affordable)
  • Federal aid (grants, loans)
  • External aid (external scholarships, alternative loans, alternative scholarship contributions, etc.)
  • Military Benefits (GI Bill, Tuition Assistance, etc.)

Students who receive or use any of the above mentioned aid should read and understand Calvary’s Satisfactory Academic Progress policy (SAP). Those students who fail to meet the required standards at the end of each spring semester, will lose their eligibility to receive all forms of financial aid.

Satisfactory Academic Policy (SAP)

Satisfactory Academic Progress (SAP) For students to continue to be eligible to receive financial aid, students must meet SAP standards. Calvary’s SAP policy is the same for Federal Student Aid (FSA) recipients and non-FSA recipients, and it applies to all educational programs and to all students within all categories (e.g., full-time, part time, undergraduate, and graduate students). If a student fails a SAP check, eligibility for financial aid is lost, although an appeal may be made. Calvary conducts an annual review of all students at the end of each academic year, in the spring, to ensure students are making satisfactory academic progress (SAP). To achieve SAP, a student must meet both qualitative and quantitative standards. The qualitative standard requires a student to have a Calvary Cumulative Grade Point Average (CGPA) of at least a 2.0, while the quantitative standard requires a student to have successfully completed at least 67% of the hours attempted.

For more information regarding SAP, including information on filing an appeal, please see the College Catalog, or contact the Financial Aid Office at 816-425-6136. The Financial Aid Satisfactory Academic Progress policy is separate and distinct from the Academic Satisfactory Academic Progress policy found beginning on page 54 of the College Catalog. The Financial Aid policy is written in regards to and refers to a student’s eligibility to receive financial aid, while the Academic policy is written in regards to and refers to a student’s academic standing with the College. Students should read and understand both policies. If you have any questions, please contact the Financial Aid Office at 816-425-6136

Education Paid Programs

Calvary University is committed to providing ways for students to learn and grow without accumulating the education debt that can be so crippling. We believe students shouldn’t have to mortgage the future to get the education they need. We are also committed to decreasing dependence on the federal financial aid system, so that students can make choices about their education, rather than having those choices predetermined by governmental regulation.

Calvary University is leading in the development of two paths to achieve these commitments: the Study Work Program and the Nikao Leadership Institute. These offer students excellent opportunities to learn and grow, while providing significant financial aid throughout students’ academic career at Calvary. These also help set Calvary University apart, as Calvary is developing the financial sustainability needed in order to move away from Title IV funding and offer students a better way to handle their education costs. Click a logo for more information on these exciting programs.


Learn More About

Apply for Financial Aid

Create an FSA User ID (Video on how to create an FSA ID)

Complete the FAFSA (Free Application for Student Aid)(Need more information?)

Complete Entrance Counseling (for first time borrowers).

Complete the Master Promissory Note (for Federal Student Loans).

Complete any requested verification documents.

Institutional Scholarships

To receive institutional scholarships from Calvary, a student must be degree-seeking and enrolled in at least 12 credit hours in a traditional semester program; have determined financial need (FAFSA must be completed); after the first semester, satisfactory academic progress must be maintained; Calvary must have funds available for scholarships; and certain other academic or special qualifications may be necessary, depending on the scholarship.

The Student Aid Committee awards Calvary scholarships. The Committee may modify scholarship requirements to meet available funds and other special situations, and its deliberations and decisions are confidential.

Calvary receives an institutional copy of your FAFSA (called an ISIR) approximately two weeks after you’ve completed it. Calvary must receive your ISIR in order to be considered for institutional scholarships.

Calvary funded scholarships are awarded to cover tuition and fees at Calvary University only. Student payments including outside scholarships, Pell Grant, Student Loans, and all other sources of payments on a student account are applied to a student’s billing charges first, then Calvary funded scholarships are applied to any remaining balance. Any resulting credit balance is left on the student’s account, and can be used in future semesters. Calvary does not pay out credit balances created by Calvary funded scholarships to students. If the student ceases attending Calvary any remaining credit balance resulting from Calvary funded scholarships will result in a reduction of previously awarded scholarships to zero out the students balance.

To apply for institutional scholarships, you must download and submit a scholarship application to the Financial Aid Office.

Download (PDF, 182KB)

The Financial Aid Office is always available to assist you in answering any questions you may have regarding your student loan(s). Please contact the Financial Aid Office directly at 816-425-6136 or by email at